For H-1B, F-1/OPT, ITIN, and foreign-national buyers

US real estate.
Built for the one
who crossed borders.

Score rental markets by zip code. Estimate returns before you search. Run visa-aware mortgage eligibility and full cash flow analysis on any deal. Shareable PDF reports included. Free during beta.

Analyze your first property → Just looking? Join the waitlist instead

Free during beta. Account required so your analyses save and sync across devices.

45M+
Immigrants in the US
Lanvivo's audience: anyone whose path to homeownership goes through a visa, ITIN, or border crossing
8M+
Work visa holders
H-1B, L-1, O-1, TN, F-1/OPT. Earners who can buy but get told no by conventional lenders
$15B+
Foreign-national purchases per year
Real estate that already changes hands across borders, without a platform built for it
Platform features

Everything the immigrant buyer actually needs.

Zillow is built for the average American buyer. Lanvivo is built for the one with an ITIN, a work visa, an OPT card, and a plan.

Market intelligence
Zipcode Rater
Score any US rental market across 8 investor dimensions (vacancy, crime, income, jobs, schools, cost of living, renter demand, and landlord law) using Census ACS, FBI UCR, and HUD data. Enter a zip code, get an A–D grade with a plain-English verdict instantly.
Market intelligence
Zipcode ROI
Enter a zip code and purchase price. Get gross yield, cap rate, cash-on-cash return, monthly cash flow, DSCR, and up to a 30-year appreciation projection, all pulled from HUD Fair Market Rents and Census data. No property address needed.
Mortgage
Visa-Aware Mortgage Engine
Enter your visa type, income, credit score, and down payment. The engine tells you which loan products (DSCR, ITIN, conventional, FHA) actually work for your situation, with plain-English next steps.
Analysis
Property Cash Flow Analyzer
Enter price, rent, taxes, and expenses. See monthly cash flow, cap rate, cash-on-cash return, DSCR, after-tax returns with depreciation, and a 15-year equity projection. Save deals and compare up to four side by side.
Reports
Shareable Property Reports
Generate a clean PDF from any saved analysis and share it with a spouse, CPA, lender, or family member abroad. Or send a read-only link anyone can open without signing up. No app download required.
Coming soon
On the roadmap
What's next
Up next on the build list.
→Lanvivo GPT: conversational AI for immigrant real estate questions, in 6 languages
→Vetted agent marketplace: agents screened for visa-holder and ITIN buyer experience
→Lender directory: DSCR, ITIN, and foreign-national lenders with real rate data
Available now in the portal
✓ Cash Flow Analyzer ✓ Mortgage Eligibility Engine ✓ Zipcode Rater ✓ Zipcode ROI ✓ Property Reports & Compare Soon · Lanvivo GPT
Try it free →
See it in action

What you get when you
run a zip code.

This is a real output from Zipcode ROI. Enter any US zip code, a purchase price, and your down payment. The portal pulls HUD rent data and Census signals in seconds.

Zipcode ROI
Zip code
77494
Purchase price
$320,000
Down payment
20%
Mortgage rate
7.0%
Bedrooms
2 BR
Estimate returns →
⚡ Moderate signal
B
67 / 100
Strong market, thin cash flow at today's rates
6.5% gross yield clears the 5% floor. Texas landlord laws, job growth, and population inflow support a long hold. Cash flow is thin at 7% financing.
Texas · 77494 · $320,000 · 20% down · Rent: $1,733/mo (HUD FMR)
Gross yield
6.5%
target 7%
Cap rate
4.9%
target 5%
Cash-on-cash
2.3%
target 6%
Monthly cash flow
after $1,712/mo mortgage
+$156 1.06x DSCR
Market quality
Vacancylow
Crimemoderate
Jobsstrong
Landlord lawsstrong
Open Cash Flow Analyzer for 77494 →

Data from HUD Fair Market Rents, Census ACS, and FBI UCR. Results are illustrative, not financial advice.

Help shape Lanvivo

Tell us what you actually
need from a platform like this.

We're building Lanvivo with the immigrant buyer community, not just for it. Take our 2-minute survey to share your story, your obstacles, and what would genuinely help. Your answers directly inform what we build next.

2 minQuick read
9Questions
AnonymousIf you prefer
Take the survey →
Question 4 of 9
What's been the biggest obstacle?
ANot knowing if I qualify for a mortgage on my visa
BNo US credit history or SSN
CCan't find agents who understand my situation
DSending money from abroad
How it works today

Four steps that
work right now.

The Lanvivo portal does these four things today. We're building toward the full vision below, but we're not going to claim things work that don't.

1
Live
Score any rental market
Enter a zip code. Zipcode Rater scores it across 8 dimensions (vacancy, crime, jobs, schools, landlord laws, and more) and grades it A to D with a plain-English verdict.
2
Live
Estimate ROI before you search
Enter a zip code and purchase price. Zipcode ROI shows gross yield, cap rate, cash-on-cash return, and up to a 30-year projection using real HUD rent data. No address needed.
3
Live
Check loans & analyze deals
The Mortgage Engine shows which DSCR, ITIN, and conventional products fit your visa and income. The Cash Flow Analyzer runs the full numbers on any specific property.
4
Live
Share the numbers
Generate clean PDF reports for your spouse, parents, CPA, or lender. Or send a link anyone can open without signing up. Built for sharing across borders and time zones.
Roadmap · rolling out through 2026
Lanvivo GPT: AI real estate guide Vetted agent marketplace Vetted lender directory Portfolio tracker & BRRR tools Multi-zip comparison
For agents and lenders

Building the network
that didn't exist yet.

As Lanvivo users analyze deals and ask for help, we connect them to professionals who actually understand visa-based buyers: DSCR lenders, ITIN-experienced loan officers, agents who speak the right language, CPAs who file ITIN returns. If that's you, we'd like to talk.

We read every application personally. Typical response time is 1 to 2 business days.

Stay in the loop

Land that lives
for you.

The portal is free and open now. Zipcode Rater, Zipcode ROI, Mortgage Engine, and Cash Flow Analyzer are all live. We're still building the vetted agent network, lender directory, and Lanvivo GPT. Join the waitlist and we'll let you know as each piece ships.

No spam. We'll only email when something new launches.

or skip the wait
Analyze a property now →